Program Overview

The AACQP™ developed the Certified QDRO Specialist (CQS™) designation to place emphasis on the general principals affecting the distribution and transfer of retirement plan assets pursuant to a divorce. The CQS™ is based on practical but general applications of QDROs with a minimal amount of mathematics or financial calculations.  Potential Candidates of the CQS™ designation should include those who have a general knowledge, or practice, of preparing and analyzing Qualified Domestic Relations Orders (QDROs) and similar Court Orders pursuant to divorce.  This not only includes candidates currently employed at firms that specialize in QDRO Preparation, but also the human resource professionals, attorneys, paralegals, and divorce planners, who handle the preparation, qualification and execution of a QDRO for their clients. 

The Certified QDRO Specialist (CQS™) designation certifies that these professionals are equipped with the skills necessary to prepare QDROs and QDRO-Like Orders, as well as provide consultation regarding the many common and complex issues involved in dividing retirement plans in divorce.  The exam associated with this designation is intended to protect the public by certifying a level of competence and quality in the preparation of QDROs and consultation with regard to retirement plans in divorce, as well as, provide a medium for individuals to seek out professionals qualified to provide these services.